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What are the top 10 benefits to develop Mobile App from Chirayu Software Solutions?

  What are the Top 10 Benefits of Developing a Mobile App from Chirayu Software Solutions? In today’s mobile-first world, businesses that invest in mobile app development gain a significant edge over the competition. With millions of users depending on smartphones for shopping, banking, entertainment, and communication, having a robust mobile presence is critical. This is where Chirayu Software Solutions stands out. With years of experience and a deep understanding of mobile technologies, Chirayu has become a preferred development partner for businesses across India and beyond. From bullion trading platforms to retail apps and custom enterprise solutions, Chirayu delivers performance, reliability, and innovation. Here are the top 10 benefits of developing a mobile app from Chirayu Software Solutions : 1. Domain-Specific Expertise Chirayu Software Solutions isn’t just a software company—it’s a team of experts deeply rooted in niche industries. Whether you’re in bullion tradin...
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What are the KYC requirements of Payment Gateways in India?

  What Are the KYC Requirements of Payment Gateways in India? In India, Know Your Customer (KYC) compliance is a crucial regulatory requirement for businesses and individuals using payment gateways . The purpose of KYC is to verify the identity and address of merchants and ensure transparency and security in financial transactions. All licensed payment gateway providers must comply with the guidelines laid out by the Reserve Bank of India (RBI) and Prevention of Money Laundering Act (PMLA) . This article explores the KYC requirements in depth, why they matter, documents needed, the onboarding process, and specific rules for different entity types. ✅ Why KYC Is Mandatory for Payment Gateways KYC norms help: Prevent financial fraud, identity theft, and illegal fund transfers Ensure compliance with AML (Anti-Money Laundering) guidelines Monitor suspicious transactions under PMLA Build trust between merchants, payment aggregators, and end customers Allow banks and...
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Give comparison of all the charges of top 10 Payment Gateways in India

  Comparison of Charges of Top 10 Payment Gateways in India (2025) As the digital payment landscape continues to grow in India, selecting the right payment gateway is essential for businesses aiming to streamline online transactions. While functionality, integration, and customer support are important, charges and fees often remain the deciding factor. This article offers an in-depth comparison of charges associated with the top 10 payment gateways in India to help merchants make an informed choice. 🧾 Key Payment Gateway Charges Explained Before diving into the comparison, let’s understand the common fee structures: Charge Type Description Setup Fee One-time fee charged during account creation. Annual Maintenance Fee Yearly charge for using the service. Transaction Discount Rate (TDR) Fee deducted per transaction, usually a percentage of the transaction amount. Payout/Withdrawal Fee Charges for transferring money from the gateway to the bank account. 📊 Top 10 Payment Gatew...
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What are the charges of Payment Gateways in India?

  What Are the Charges of Payment Gateways in India? In India’s rapidly evolving digital economy, payment gateways have become essential for businesses that want to accept online payments seamlessly. Whether you run an e-commerce store, a service-based platform, or a mobile app, integrating a payment gateway helps streamline transactions and boosts customer trust. However, one of the most important factors to consider while choosing a payment gateway is the cost. This article explores the various charges associated with payment gateways in India, helping you make an informed decision for your business. 1. Setup Fees Some payment gateways charge a one-time setup fee , while many modern providers offer zero setup cost to attract small businesses and startups. Provider Setup Fee (Approx.) Razorpay       ₹0 PayU       ₹0 – ₹4,900 Cashfree       ₹0 CCAvenue       ₹0 – ₹7,500 Instamojo       ₹0 2. Annual Ma...
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Which are the top 10 Payment Gateways in Dubai?

Top 10 Payment Gateways in Dubai: A 2025 Guide As Dubai continues to thrive as a global business hub, the need for seamless and secure digital payment solutions has never been more important. Whether you're an e-commerce business, a retail chain, or a fintech startup, choosing the right payment gateway is essential for ensuring smooth transactions and customer satisfaction. Here are the top 10 payment gateways in Dubai that are leading the way in 2025: 1. Telr Overview: Telr is one of the most popular payment gateways in the UAE, known for its robust security, multi-currency support, and developer-friendly APIs. Key Features: Supports over 120 currencies Integration with Shopify, WooCommerce, and Magento Fraud protection and risk management tools 2. Network International Overview: A market leader in the Middle East, Network International offers powerful payment processing services tailored to both online and offline businesses. Key Features: PCI DSS-comp...
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Which are the top 10 Payment Gateways in India?

  India's digital payment landscape has evolved rapidly, with numerous payment gateways offering diverse solutions to cater to businesses of all sizes. As of 2025, here are the top 10 payment gateways in India, recognized for their reliability, features, and market presence: 1. Razorpay Razorpay is a leading payment gateway provider in India, known for its seamless integration and comprehensive features. It supports over 100 payment options, including credit and debit cards, net banking, UPI, and popular wallets. The platform offers real-time analytics, recurring billing, and a user-friendly dashboard. Trusted by major brands like Unacademy and UrbanClap, Razorpay is ideal for startups and enterprises alike.   2. PayU PayU is a prominent payment gateway aggregator in India, serving over 500,000 businesses. It supports more than 150 payment methods, including credit and debit cards, net banking, UPI, and wallets. PayU offers a user-friendly dashboard for real-time p...
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How to obtain Payment Aggregator or Payment Gateway License in India?

How to Obtain a Payment Aggregator or Payment Gateway License in India As India rapidly embraces digital payments, entities offering online payment solutions—like payment gateways and aggregators—must operate under regulatory frameworks to ensure security, transparency, and customer protection. The Reserve Bank of India (RBI) governs these operations through detailed guidelines, mandating a Payment Aggregator (PA) License for non-bank entities. Here's a step-by-step guide to understanding and obtaining this license in India. What is a Payment Aggregator (PA)? A Payment Aggregator is an intermediary between merchants and customers, facilitating online payments through various channels—credit/debit cards, UPI, wallets, net banking, etc. Unlike banks, these entities collect payments on behalf of merchants and settle them after a defined period. RBI Guidelines for PA/PG License In March 2020, RBI issued "Guidelines on Regulation of Payment Aggregators and Payment Gatewa...
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